One API. Latin America Unlocked.

Financial Infrastructure for Latin America

Access PIX, virtual accounts, sub-accounts, treasury tools, collections, payouts, and API connectivity through one TrocaPay integration.

PIX Connectivity Virtual Accounts Treasury Operations
Total Balance
R$ 8.42M
API operational PIX live
PIX Transactions 24,892
Virtual Accounts 12,408

Sub-account creation and reconciliation.

Payout Activity 98.7%

Successful daily payout processing.

Treasury Reporting Real-time

Balances, movements, and settlements.

Volume Today +34.8%
1 One Integration
2 PIX Connectivity
3 Virtual Accounts
4 Treasury Operations
5 LATAM Infrastructure
What TrocaPay Provides

Unified financial infrastructure for regional scale.

TrocaPay connects payment, account, treasury, reporting, and API workflows into one infrastructure layer for companies operating across Latin America.

PIX Payments

Enable PIX connectivity for collections, transfers, settlements, and local payment flows.

Virtual Accounts

Create virtual accounts to support reconciliation, customer balances, and local financial operations.

Sub-Accounts

Manage account structures for merchants, users, business units, or marketplace participants.

Collections & Payouts

Orchestrate money movement across collection, payout, and settlement workflows.

Treasury Management

Monitor balances, liquidity, settlements, and treasury activity from one operating layer.

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API Connectivity

Integrate through clean APIs built for developers, fintech teams, and enterprise platforms.

Real-Time Reporting

Access transaction, account, settlement, and operational reporting in real time.

Compliance Controls

Support operational controls, KYB/KYC workflows, audit logs, and partner-led regulatory requirements.

Built For

Infrastructure for companies moving money in LATAM.

TrocaPay supports fintechs, marketplaces, enterprises, payment providers, financial institutions, and technology platforms that need reliable local rails.

Fintech Companies

Launch accounts, payments, collections, payouts, and reporting through one infrastructure platform.

Marketplaces

Manage merchant balances, sub-accounts, payouts, and reconciliation at scale.

Payment Providers

Expand payment capabilities with local rails, PIX flows, virtual accounts, and treasury visibility.

Enterprise Businesses

Simplify collections, payouts, reporting, and account operations across regional workflows.

Financial Institutions

Connect to modern infrastructure layers that support digital financial products and API workflows.

Technology Platforms

Embed payment, account, treasury, and reporting capabilities into your product experience.

Why TrocaPay

Connect once. Operate across local financial rails.

TrocaPay reduces the complexity of connecting to local payment infrastructure, account workflows, treasury tools, and reporting systems across Latin America.

Connect once to access regional financial infrastructure
Launch faster across LATAM
Reduce local banking complexity
Manage payments, accounts, treasury, and reporting from one platform
Built for scale, security, and compliance
PIX Rails
Virtual Accounts
Reporting
Treasury
Payouts
TrocaPay
Unified API
Developer Platform

Built for Developers. Ready for Scale.

Clean APIs, sandbox environments, webhooks, real-time callbacks, and transaction monitoring help teams build faster without sacrificing control.

trocaPay.pix.create
const payment = await trocaPay.pix.create({
  amount: 2500,
  currency: "BRL",
  customerId: "cus_123",
  reference: "merchant_settlement"
});
API Endpoints

Access payment, account, payout, treasury, and reporting workflows through unified endpoints.

Webhooks

Receive event updates for payments, settlements, account activity, and status changes.

Sandbox Environment

Test integrations before launching production financial workflows.

Transaction Monitoring

Monitor activity, status, volume, and exceptions across your integrated financial flows.

Security & Compliance

Controls for serious financial operations.

TrocaPay is designed for companies that need operational visibility, permission controls, monitoring, and compliance-ready workflows.

Transaction Monitoring

Track payment and account activity with operational visibility.

Role-Based Access

Control team access across financial, developer, and operations workflows.

Audit Logs

Maintain clear records of important platform actions and account activity.

KYB/KYC Support

Support customer and business verification workflows where required.

Compliance Controls

Use controls designed for regulated financial infrastructure environments.

Reporting Tools

Access reports for reconciliation, treasury, settlement, and operations teams.

Financial infrastructure is delivered through regulated local partners where required.

Connect to Latin America’s Financial Infrastructure

Build, launch, and scale financial products across LATAM through one powerful TrocaPay integration.